If you have recently started looking for a different home insurance provider, you may find one that is extremely affordable. However, you need to be careful in selecting a new company that is offering rates that are extremely low. Always look at the deductible, the amount that you will have to pay if you ever file a claim. You might have low premiums, but the deductible cost will be excessive, and this could compromise your ability to pay it. To find Idaho home insurance providers that offer low deductibles and low premiums, these tips can help you find the best company.